The Matus Law Group (https://matuslaw.com/guest-blog-will-disabled-child-qualify-social-security-benefits/) recently published valuable insights into qualifying for Social Security benefits for disabled children. In an article authored by Kathleen Dotoli, Esq., key aspects of securing Supplemental Security Income (SSI) for disabled children are detailed, offering guidance to families managing this challenging process.
The article highlights that while most people are familiar with Social Security benefits available to retirees, fewer understand that children with disabilities may also be eligible for assistance. The Social Security Administration (SSA) provides benefits under its Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs to support the medical and financial needs of children with disabilities. This assistance extends to conditions present from birth or those acquired later in life.
According to Kathleen Dotoli, “Very often, we come across people who need help with Social Security benefits. It is upsetting to hear their struggles and frustrations with the system, especially when dealing with the Social Security Administration (SSA) calculation process.” The piece further elaborates on the vital role that attorneys play in handling the often complex application process, helping ensure families receive the benefits their children deserve.
Kathleen Dotoli advises that initiating the process requires a parent or guardian to submit an application, either online or in person at a local SSA office. The SSA then evaluates the child’s medical records against the criteria outlined in their “Blue Book” to determine eligibility. Notably, the criteria for children differ from those for adults, and some conditions are more likely to qualify children for benefits.
For example, conditions such as Attention Deficit Hyperactivity Disorder (ADHD), developmental disabilities, and low birth weight can qualify children for benefits but may not apply to adults. Dotoli stresses that working with an experienced legal professional can help families ensure that all necessary medical documentation is correctly presented, improving the chances of approval.
Dotoli highlights a range of conditions that may automatically qualify a child for Social Security benefits. These include severe respiratory disorders like cystic fibrosis, blood disorders such as bone marrow failure, and various forms of cancer, including neuroblastomas, lymphoma, and leukemia. Other eligible conditions include neurological disorders such as cerebral palsy and brain injuries, severe asthma, and sensory impairments such as blindness.
In recent years, the SSA has expanded its classification to include a broader range of mental health and immune disorders. For instance, neurocognitive disorders, anxiety disorders, schizophrenia spectrum, and intellectual disabilities are now considered. Families dealing with such conditions can benefit from consulting a legal professional to understand these classifications and the necessary steps for their child’s benefit application.
After identifying a qualifying condition, the SSA assesses how the disability impacts the child’s daily life. If the disability impairs daily functioning significantly, the child will likely receive benefits. However, in cases where the claim is initially denied, Kathleen Dotoli emphasizes the importance of appealing the decision and presenting all required medical evidence.
The article encourages families to seek professional guidance when filing for Social Security benefits. As mentioned, “For further assistance, you might also consider consulting a qualified attorney, as they can provide additional guidance on Social Security benefits and estate planning for a disabled child”. This collaboration between families and dedicated legal professionals can provide essential support for families managing the SSA’s complex regulations and requirements.
About The Matus Law Group:
The Matus Law Group, led by Christine Matus, can offer a range of legal services focused on estate planning and special needs law in New Jersey. With years of experience, the firm can assist families in securing financial stability and planning for the future of their loved ones with special needs. The firm is dedicated to helping families understand their options and receive the support they need throughout the legal process.
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